Use our calculator to record your monthly expenses and compare it to your income. You'll be surprised how much is needed to pay basic living expenses, but always pay yourself first. Plan on saving 10% of your take home pay for unexpected expenses and to build a nest egg. Use the TAB key to move between fields.

		Example		Your Amount
	Income
	Annual Gross Income	$25,000.00
	- Taxes (Fed, NE & FICA)	$  6,250.00
	Annual Net Income	$18,750.00
	Monthly take home pay	$1,563.00
		=========
	Monthly Expenses
	Savings (10% of take home)	$ 156.00
	Student loan payment	$ 142.00
	Housing
	Rent	$ 350.00
	Utilities	$ 100.00
	Food	$ 275.00
	Child Care	$ 0.00
	Transportation
	Car Payment	$ 220.00
	Insurance	$ 70.00
	Gas/maintenance	$ 85.00
	Personal
	Clothes	$ 60.00
	Recreation	$ 55.00
	Misc. (credit cards/supplies)	$ 50.00
	Total Expenses	$ 1,563.00
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