Use our calculator to record your monthly expenses and compare it to your income. You'll be surprised how much is needed to pay basic living expenses, but always pay yourself first. Plan on saving 10% of your take home pay for unexpected expenses and to build a nest egg.

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Example Your Amount
Income
     Annual Gross Income $25,000.00
     - Taxes (Fed, NE & FICA) $  6,250.00
     Annual Net Income $18,750.00
     Monthly take home pay $1,563.00
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Monthly Expenses
Savings (10% of take home) $ 156.00
Student loan payment $ 142.00
Housing
     Rent $ 350.00
     Utilities $ 100.00
Food $ 275.00
Child Care $ 0.00
Transportation
     Car Payment $ 220.00
     Insurance $ 70.00
     Gas/maintenance $ 85.00
Personal
     Clothes $ 60.00
     Recreation $ 55.00
     Misc. (credit cards/supplies) $ 50.00
Total Expenses $ 1,563.00
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